TY - BOOK AU - Saunders,Anthony AU - Cornett,Marcia Millon AU - Erhemjamts,Otgontsetseg TI - Financial institutions management: a risk management approach T2 - McGraw-Hill/Irwin series in finance, insurance, and real estate SN - 9781260571479 U1 - T 332.1068 PY - 2021/// CY - New York PB - McGraw-Hill Education KW - Financial institutions KW - Financial services KW - Credit risk N1 - Index present N2 - The last 35 years have been dramatic for the financial services industry. In the 1990s and 2000s, boundaries between the traditional industry sectors, such as commercial banking and investment banking, broke down, and competition became increasingly global in nature. Many forces contributed to this breakdown in interindustry and intercountry barriers, including financial innovation, technology, taxation, and regulation. Then in 2008-09, the financial services industry experienced the worst financial crisis since the Great Depression. Even into the mid-2010s, the U.S. and world economies had not recovered from this crisis. It is in this context that this book is written ER -