01501nam a22002537a 450000500170000000800410001702000180005804000130007608200220008910000220011124501390013325000130027226000450028530000180033049000680034850000180041652006830043454600080111765000270112565000230115265000160117570000270119170000290121820260723155439.0260603s2021 |||||||| |||| 00| 0 eng d a9781260571479 cPK-LaUMT aT 332.1068bSAU-F1 aSaunders, Anthony10aFinancial institutions management :ba risk management approach /cAnthony Saunders, Marcia Millon Cornett and Otgontsetseg Erhemjamts a10th ed. aNew York :bMcGraw-Hill Education,c2021 axxiii, 920 p. aMcGraw-Hill/Irwin series in finance, insurance, and real estate aIndex present aThe last 35 years have been dramatic for the financial services industry. In the 1990s and 2000s, boundaries between the traditional industry sectors, such as commercial banking and investment banking, broke down, and competition became increasingly global in nature. Many forces contributed to this breakdown in interindustry and intercountry barriers, including financial innovation, technology, taxation, and regulation. Then in 2008-09, the financial services industry experienced the worst financial crisis since the Great Depression. Even into the mid-2010s, the U.S. and world economies had not recovered from this crisis. It is in this context that this book is written. aEng aFinancial institutions aFinancial services aCredit risk1 aCornett, Marcia Millon1 aErhemjamts, Otgontsetseg